You have to pay a minimum of $25 in card processing fees a month to Payline, which would be achieved with at least a monthly turnover of $1,500. If you have lots of corporate, foreign or premium credit cards, the rates could get higher than alternatives. With a high volume of Visa Debit cards, for example, the overall cost of transactions can be quite low compared to the fixed rates of other card readers. The interchange rate can be as low as 0.05% + 22¢ for a Visa Debit card or as high as 3% + 10¢ for certain American Express cards. If most of your cards are keyed-in, the fee will be interchange fee + 0.3% + 20¢. The card transaction rate of the in-person subscription is the interchange fee (varies depending on card) + 0.2% + 10¢.
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